:root{
  --ink:#18302d;
  --forest:#1f514b;
  --sage:#dcebe5;
  --cream:#fff8e9;
  --paper:#fffef9;
  --line:#d7e1dc;
  --muted:#61706b;
  --accent:#d98b5f;
  --aqua:#bfe3da;
  --sun:#f4d995;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.62}
a{color:inherit}
img{max-width:100%;display:block}
.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,254,249,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(216,213,205,.75)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}
.brand{text-decoration:none;font-family:Georgia,"Times New Roman",serif;font-size:1.28rem;letter-spacing:.13em;font-weight:600}
.brand small{display:block;font-family:Inter,ui-sans-serif,sans-serif;font-size:.53rem;letter-spacing:.27em;font-weight:600;color:var(--muted);margin-top:-1px}
.nav-links{display:flex;align-items:center;gap:28px;font-size:.94rem}
.nav-links a{text-decoration:none;color:#2d3834}
.nav-links a:hover{text-decoration:underline;text-underline-offset:5px}
.nav-cta,.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border:1px solid var(--forest);text-decoration:none;font-weight:700;font-size:.93rem;transition:.18s ease;background:var(--forest);color:white;box-shadow:0 8px 24px rgba(31,81,75,.10)}
.button.secondary{background:rgba(255,255,255,.52);color:var(--forest);border-color:rgba(31,81,75,.45);backdrop-filter:blur(8px)}
.button:hover,.nav-cta:hover{transform:translateY(-1px)}
.menu-button{display:none;border:0;background:transparent;font-size:1.4rem;padding:10px}
.hero{padding:88px 0 78px;background:linear-gradient(135deg,#fff3d8 0%,#f9fbf5 46%,#cfe9e1 100%);overflow:hidden}
.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:.73rem;font-weight:750;color:#66716c;margin:0 0 20px}
h1,h2,h3{font-family:Georgia,"Times New Roman",serif;font-weight:500;line-height:1.08;letter-spacing:-.02em}
h1{font-size:clamp(3rem,7vw,6.25rem);max-width:1000px;margin:.05em 0 .25em}
h2{font-size:clamp(2.25rem,4vw,4rem);margin:0 0 20px}
h3{font-size:1.65rem;margin:0 0 12px}
.lead{font-size:clamp(1.1rem,2vw,1.35rem);max-width:760px;color:#45514d;margin:0 0 34px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.trustline{margin-top:40px;font-size:.92rem;color:#616b67;display:flex;gap:22px;flex-wrap:wrap}
.section{padding:84px 0}
.section.alt{background:#f3f8f5}
.section.dark{background:var(--ink);color:#f5f2ea}
.section.dark .muted{color:#c8d0cc}
.section-intro{max-width:760px;margin-bottom:42px}
.muted{color:var(--muted)}
.grid-2{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.card{border:1px solid var(--line);background:rgba(255,255,255,.82);padding:30px;min-height:240px;display:flex;flex-direction:column;box-shadow:0 18px 50px rgba(24,48,45,.06)}
.card p{color:#52605b}
.card .card-link{margin-top:auto;padding-top:20px;font-weight:700;text-decoration:none}
.card .card-link:hover{text-decoration:underline;text-underline-offset:5px}
.card.dark-card{background:#20302a;border-color:#3c4b46;color:white}
.card.dark-card p{color:#cad3cf}
.price{font-family:Georgia,"Times New Roman",serif;font-size:2.05rem;margin:10px 0 16px}
.note{font-size:.91rem;color:#68736f}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:68px;align-items:start}
.rule-list{list-style:none;padding:0;margin:0}
.rule-list li{padding:16px 0;border-bottom:1px solid var(--line)}
.rule-list li:first-child{border-top:1px solid var(--line)}
.kicker{font-weight:750;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:#6c7772}
.stat{font-family:Georgia,"Times New Roman",serif;font-size:2.6rem;line-height:1;margin-bottom:8px}
.page-hero{padding:74px 0 54px;background:linear-gradient(120deg,#fff4dc,#e5f2ed);border-bottom:1px solid var(--line)}
.page-hero h1{font-size:clamp(2.8rem,6vw,5.2rem);max-width:900px}
.breadcrumb{font-size:.84rem;color:#6a7570;margin-bottom:20px}
.breadcrumb a{text-underline-offset:4px}
.content{max-width:830px}
.content h2{font-size:2.3rem;margin-top:50px}
.content h3{margin-top:34px}
.content li{margin:.45em 0}
.callout{border-left:3px solid var(--accent);padding:18px 22px;background:#faf6ec;margin:30px 0}
.steps{counter-reset:step;display:grid;gap:0;border-top:1px solid var(--line)}
.step{counter-increment:step;display:grid;grid-template-columns:64px 1fr;gap:18px;padding:24px 0;border-bottom:1px solid var(--line)}
.step:before{content:counter(step,decimal-leading-zero);font-family:Georgia,"Times New Roman",serif;font-size:1.4rem;color:#8a765a}
.fee-table{width:100%;border-collapse:collapse;margin:24px 0}
.fee-table th,.fee-table td{text-align:left;padding:17px 10px;border-bottom:1px solid var(--line);vertical-align:top}
.fee-table th{font-size:.77rem;text-transform:uppercase;letter-spacing:.12em;color:#6b7571}
.form-wrap{display:grid;grid-template-columns:.78fr 1.22fr;gap:54px}
form{display:grid;gap:17px}
label{font-size:.9rem;font-weight:700}
input,select,textarea{width:100%;margin-top:7px;padding:14px 13px;border:1px solid #bbbdb8;background:white;color:var(--ink);font:inherit;border-radius:0}
textarea{min-height:145px;resize:vertical}
.checkbox{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;font-weight:400}
.checkbox input{width:auto;margin-top:5px}
footer{padding:50px 0;border-top:1px solid var(--line);font-size:.88rem;color:#66716c}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:28px}
.footer-links{display:grid;gap:9px}
.footer-links a{text-underline-offset:4px}
.smallprint{margin-top:36px;padding-top:22px;border-top:1px solid var(--line);font-size:.79rem}
.pill{display:inline-block;border:1px solid #bfc5c0;padding:6px 10px;font-size:.78rem;margin:4px 5px 4px 0}
.faq{border-top:1px solid var(--line)}
details{border-bottom:1px solid var(--line);padding:18px 0}
summary{cursor:pointer;font-weight:700}
details p{color:#56625e;max-width:760px}
@media(max-width:860px){
  .nav-links{display:none;position:absolute;left:0;right:0;top:76px;background:var(--paper);padding:22px 20px 28px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}
  .nav-links.open{display:flex}.menu-button{display:block}.nav-cta{display:none}
  .hero{padding:66px 0}.section{padding:64px 0}.grid-2,.grid-3,.split,.form-wrap,.footer-grid{grid-template-columns:1fr}.split{gap:38px}.card{min-height:0}
}
@media(max-width:520px){.container{width:min(calc(100% - 28px),var(--max))}.hero h1{font-size:3.15rem}.button{width:100%}.trustline{display:grid;gap:6px}}

.container.content{max-width:none}.container.content>*{max-width:830px}

/* v16 homepage refresh */
.hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:64px;align-items:center}
.hero-brand{font-family:Georgia,"Times New Roman",serif;font-size:clamp(4.5rem,10vw,8.7rem);font-weight:500;line-height:.88;letter-spacing:-.055em;margin:0;color:var(--ink)}
.hero-brand span{display:block;font-family:Inter,ui-sans-serif,system-ui,sans-serif;font-size:.17em;letter-spacing:.30em;text-transform:uppercase;font-weight:700;color:var(--forest);margin-top:22px;margin-left:7px}
.hero-tagline{font-family:Georgia,"Times New Roman",serif;font-size:clamp(2rem,4vw,3.65rem);line-height:1.05;letter-spacing:-.035em;margin:38px 0 34px;max-width:720px}
.hero-portrait-wrap{position:relative;max-width:420px;justify-self:end}
.hero-portrait-wrap:before{content:"";position:absolute;inset:-22px 22px 22px -22px;background:var(--sun);border-radius:48% 52% 46% 54%/48% 42% 58% 52%;transform:rotate(-3deg)}
.hero-portrait{position:relative;width:100%;aspect-ratio:4/5;object-fit:cover;object-position:50% 45%;border-radius:48% 52% 46% 54%/48% 42% 58% 52%;box-shadow:0 26px 70px rgba(24,48,45,.18)}
.hero .trustline{border-top:1px solid rgba(24,48,45,.16);padding-top:24px;margin-top:36px}
.section-accent{height:7px;background:linear-gradient(90deg,var(--accent),var(--sun),var(--aqua),var(--forest))}
.card:nth-child(1){border-top:4px solid var(--accent)}
.card:nth-child(2){border-top:4px solid var(--forest)}
@media(max-width:860px){
  .hero-grid{grid-template-columns:1fr;gap:46px}
  .hero-portrait-wrap{justify-self:start;width:min(78vw,390px)}
  .hero-brand{font-size:clamp(4.3rem,20vw,7rem)}
}

/* v18 — more breathing room in the homepage opening */
@media (min-width:861px){
.hero{padding:118px 0 108px}
.hero-grid{grid-template-columns:minmax(0,1.08fr) minmax(340px,.92fr);gap:92px}
.hero-brand{font-size:clamp(4.2rem,7.7vw,7.4rem)}
.hero-portrait-wrap{max-width:385px}
.hero-actions{margin-top:36px}
.hero .trustline{margin-top:48px;padding-top:28px;gap:18px 34px}
}